What is the Blue Card Program?

If a covered person travels outside the Carrier’s geographic service area and receives covered services from a Provider that is outside of the Network, the covered person still can receive the Preferred level of benefit if the Provider participates in the BlueCard PPO Program. If pre-certification is required for the covered service, however, the covered person, nor the provider, is responsible to obtain all required certification. If you have a traditional Indemnity plan the BlueCard Program gives you plenty of choices because more than 85% of all hospitals and physicians throughout the U.S. contract with Blue Cross and Blue Shield Plans.

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